The question is, do you need professional help to create and implement an effective financial and retirement income plan? To some degree, this depends on your unique situation, but most people find that they are better off seeking the information, expertise, experience, and discipline provided by a financial advisor. 

Hiring an advisor provides you with knowledge and resources with which to approach planning your financial future. Specifically, financial professionals can help to:

• Avoid costly mistakes, manage risk, and save time so you can do what you enjoy doing.
• Guide you through the maze of retirement options -- 401(k), IRA, Roth IRA, defined benefit pensions, annuities, and more.
• Help you decide when to start drawing your social security or railroad retirement benefits.
• Decrease your estate tax liability, thereby aiding the financial stability of your loved ones.
• Reach your education savings goals through 529 Plans and other techniques.
• Determine the type and amount of insurance you need to protect yourself, your family, and your assets.
• Minimize your taxes and plan to reduce future tax impact.

A financial professional can provide the emotional discipline required to help make sure plans are acted upon. They provide guidance, reassurance, support and stability to help you stay on course and reach your long-term goals.

Your first appointment is an opportunity to clarify your financial goals as we gather all the information we need that tells us where you are at today. 

Learn more about OUR PROCESS. 

There are multiple to reach us: 

• Phone: (785-271-1798)
• HeyAmber@theharvestsolution.com
• HeyChase@theharvestsolution.com 
• Fill out THIS FORM

In order to make our meeting productive, we would ask that you bring with you any of the following that applies to your current financial situation:

• Investment statements (bank savings, CDs, Mutual Funds, etc.)
• Most recent retirement plan statements such as 401(k), 403(b), etc.
• Any life insurance policies you own with related statements.
• Any long-term care insurance policies you own.
• Any defined benefit pension plan documents.
• Estimate of Social Security or Railroad Retirement Benefits.
• Value & Cash Flow from investment real estate.
• Any loan or mortgage statements.
• A list of your other current liabilities.
• Trusts or other estate planning documents
• Your most recent income tax return.
• Anything else that might pertain to your current financial situation.

There is no charge for your first appointment. This is an opportunity for us to get to know each other and decide if it make sense to take the next step. If we can add value to your financial situation and our process resonates with you, we typically move to the next step and discuss how we get paid.